Privacy Policy

1. Introduction

Mali Advisory ("we", "us", "our") is committed to handling personal information with care. This policy explains what personal data we collect from people who enquire about or attend our financial education programmes, how we use that data, how we protect it, and what rights individuals have in relation to it.

This policy applies to data collected through this website, through programme registration, and through direct correspondence. If you have questions about anything in this policy, contact us at [email protected].

2. Data We Collect

We collect personal data only where there is a clear purpose for doing so. The data we may collect includes:

• Contact information: name, email address, and phone number provided via our enquiry form or direct email.
• Programme registration details: programme selected, preferred dates, and any notes provided in the message field.
• Website usage data: anonymised data collected via cookies and analytics tools, including pages visited and session duration.
• Correspondence: records of emails or messages exchanged in the process of enquiry or registration.

Legal basis for processing:

• Consent — where you have provided information via the enquiry form.
• Contractual necessity — to administer programme bookings and send programme-related communications.
• Legitimate interests — for general website analytics to improve how we present information.

3. How We Use Your Data

• To respond to enquiries and provide programme information.
• To confirm and administer programme bookings.
• To send the post-programme follow-up note described in our programme materials.
• To improve programme content and website presentation through anonymised feedback analysis.
• To comply with applicable legal obligations under Thai law.

We do not use your personal data for marketing purposes beyond what you have explicitly requested. We do not share data with financial product providers, fund managers, banks, or insurance companies. We do not sell personal data to any third party.

4. Data Retention

Enquiry correspondence is retained for twelve months. Programme registration records are retained for three years for administrative and legal compliance purposes. Website analytics data is anonymised and aggregated; it does not identify individuals. You may request deletion of your personal data at any time by contacting [email protected].

5. Data Protection Measures

• Personal data is stored on secure, access-controlled systems.
• Email communications are transmitted via encrypted connections where supported.
• Access to participant records is restricted to Mali Advisory staff involved in programme administration.
• In the event of a data breach affecting personal information, we will notify affected individuals and relevant authorities within the timeframes required by applicable Thai data protection law.

6. Cookies

This website uses cookies for essential functionality and, where you have consented, for analytics purposes. We do not use advertising or tracking cookies. Full details of the cookies used on this site are set out in our Cookie Policy.

7. Your Rights

Under the Thai Personal Data Protection Act B.E. 2562 (PDPA) and applicable data protection principles, you have the following rights in relation to your personal data:

• Right to access: to request a copy of the personal data we hold about you.
• Right to rectification: to request correction of inaccurate data.
• Right to erasure: to request deletion of your personal data, subject to any legal retention obligations.
• Right to data portability: to receive your data in a structured, commonly used format where technically feasible.
• Right to object: to object to processing on the basis of legitimate interests.
• Right to withdraw consent: where processing is based on consent, you may withdraw it at any time without affecting processing that occurred before withdrawal.
• Right to lodge a complaint: with the Office of the Personal Data Protection Committee (PDPC) of Thailand if you believe your rights have not been respected.

To exercise any of these rights, write to [email protected]. We will respond within thirty days.

8. Third-Party Links

Our website may contain links to external sites — for example, in the further reading list provided in the Investing Basics programme materials. We are not responsible for the privacy practices of those sites and encourage you to read their policies separately.

9. Children's Privacy

Mali Advisory programmes are designed for adults 40 and over. We do not knowingly collect personal data from individuals under 18 years of age. If we become aware that we have inadvertently received such data, it will be deleted promptly.

10. Policy Updates

This policy may be updated to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last Updated" date at the top of this page. If you have an active booking or registration at the time of a material change, we will notify you by email.

11. Contact

For all data-related enquiries:

• [email protected]
• Mali Advisory, 234 Phra Barami Road, Patong, Phuket 83150, Thailand